Virtual Financial
Office (VFO)

Your outsourced finance department—bookkeeping, bill pay, invoicing, and payroll in one place

If you’ve outgrown basic bookkeeping but aren’t ready to hire a full internal finance team, our Virtual Financial Office (VFO) is designed for you.

VFO combines monthly bookkeeping, bill pay, invoicing support, and payroll support into a single, coordinated service. You get one team, one process, and one set of clean numbers every month.

Who This Is For

  • Growing businesses that need more than “just a bookkeeper”
  • Nonprofits that want a reliable back-office without hiring multiple staff members
  • Owners who want better processes and visibility around cash flow, not just historical reports

Monthly Bookkeeping

Every VFO engagement includes:

Monthly Bookkeeping

Monthly financial statements
Bank and credit card reconciliations
Chart of accounts clean-up and maintenance

Accounts Payable (Bill Pay)

Collect and code vendor bills
Schedule and process payments according to your approval policies
Simple vendor spend reporting

Accounts Receivable (Invoicing Support)

Monthly financial statements
Bank and credit card reconciliations
Chart of accounts clean-up and maintenance

Payroll Support

Coordination with your payroll platform
Employee updates and pay changes
Posting and reconciling payroll to your books

Optional Business Compliance
Filings add-on

licenses
registrations

How it Works

15-Minute Discovery Call (Free)

We learn about your business, team, and existing processes.

Books Evaluation – $250

1. Read-only access to your books + prior-year tax return(s)
2. Deep review of your books and workflows
3. 3-page PDF findings report + 30-minute call
4. $250 is credited to your first VFO invoice if we decide to work together

Custom VFO Proposal & Onboarding

We propose a VFO package (bookkeeping + AP/AR/payroll scope) that fits your size and complexity, then onboard you step-by-step.

PRICING

Because VFO combines multiple services, pricing depends on headcount, volume, and complexity.

Typical VFO range

from $900–$5,000+ per month

We’ll give you a clear monthly fee after the Books Evaluation, based on real data—not guesses.

Want your own finance department without hiring a full team?

Schedule a 15-minute discovery call to see if VFO is right for you.